To protect your financial investment against a serious illness or accident resulting in the withdrawal of the student before a semester is completed, consider the Tuition Refund Plan. The Tuition Refund Plan is a private insurance program that supplements Barnard's refund policy for complete withdrawals. Subscribers are assured a refund throughout the term even though Barnard's refund policy may have expired at the time of withdrawal. An 80% refund applies to covered charges for medical withdrawals. For more information on this optional program, visit www.collegerefund.com.