Please review the enclosed information, and select the benefits most appropriate for you. Changes made during the 2015 Open Enrollment period become effective January 1, 2015. You must submit your online enrollment no later than November 21st, 2014. Failure to meet this deadline will result in a default to your current elections for 2014, with the exception of your Flexible Spending Account (FSA). You can access the enrollment portal at https://portal.adp.com
GHI/Emblem Medical Health Care
During the 2015 Open Enrollment period, employees may add eligible dependents to their existing health care plan. Normally, employees that experience a qualifying life event, such as birth, adoption or marriage, allows for such dependent to be added to the plan within 31 days of such event.
Dependent Children Coverage
For your information, the following applies to your coverage with GHI:
Under certain circumstances children may be continued as dependents under the plan beyond age 26. Children must reside in New York State, must be unmarried, under age 30, and must be ineligible for other coverage. In such cases you must pay the full, taxable amount of this coverage.
If your child is no longer eligible for coverage under the plan, your child has the right to continuation coverage under COBRA. Our third party COBRA administrator, ADP COBRA Services, will provide premium information to you once they have been notified
Waiver of Coverage
In accordance with the College’s agreement with Local 2110:
An employee who is eligible for health insurance coverage and waives such coverage will receive a monthly payment of $200 for single coverage and $400 for multiple/family coverage in lieu of benefits. In order to be eligible for this payment, annually the employee must submit satisfactory proof of coverage under another health insurance plan. Employees who waive coverage may terminate the waiver and elect coverage if there is a change in the employee’s spouse’s employment status that results in the loss of coverage. This waiver of coverage payment is not available to employees where both the employee and his/her spouse work for Barnard College. Amounts will be pro-rated for part-time, benefits eligible employees opting out of health insurance.
The deadline for submitting online enrollment changes, waivers and dependent information forms is November 21, 2014. All changes will become effective January 1, 2015.
GHI/Emblem Dental Care
During the Open Enrollment period, you can make certain changes to your dental coverage, like add eligible dependents, or waive coverage based on certain requirements. Open enrollment is the only time you may add eligible dependents, other than within 31 days following the birth or adoption of a child, or marriage.
Dependent Children Coverage:
Flexible Spending Accounts
The Barnard College Dependent Care Flexible Spending Account is a benefit program which can enable you to reduce taxes by paying for your unreimbursed dependent care expenses with pre-tax income. In order to participate for the calendar year 2015, you must submit your online enrollment by the deadline, November 21, 2014. This deadline is crucial to the completion of the flexible spending process for the beginning of the year 2015.
Annual Maximum: Dependent Care Spending $5,000
Once the plan year begins, you may change the amount of your flexible spending contributions only if you experience a qualifying life event – marriage, death, divorce, birth or adoption of a child, or a change in a spouse’s employment status. This change must occur within 31 days of the qualifying event. Otherwise, your election may not be changed during the year.
Employee Assistance Program
We encourage your participation in this program and take advantage of the available resources provided. The Employee Assistance Program provides short term counseling for your and your family, Work/Life Services, Legal and Financial Services.
You are automatically enrolled and can access the EAP any time. Your enrollment is at no cost. Enclosed is a flyer that provides additional information on this program.