Understanding Your Spring 2027 Bill

Payment Reminders

• Late payment fees begin on December 5, 2026.
  • Initial late fee: $75
  • Additional fee: $10 each Monday thereafter
  • There is no grace period.
• Your Expected Family/Student Contribution shown on your financial aid offer is not the same as your outstanding student account balance.
• Updated billing information is available through your Nelnet Account. Please disable pop-up blockers if you experience difficulty accessing your account.
• Barnard is not responsible for lost, delayed, or misdirected mail. If paying by mail, allow at least 10 days for delivery. Online payments through Nelnet are recommended.

Impact of Late Payment

Failure to pay your balance by the Spring payment deadline may result in:

• Possible loss of your Spring semester housing assignment.
• A hold on Enrollment Confirmation until the outstanding balance is resolved.

Students who do not resolve their balance and complete registration by January 29, 2027, will be automatically de-enrolled from the College.

Returning Students (Fall to Spring)

Students enrolled in the fall semester and returning for the spring semester will have their eligible financial aid awards applied automatically to their spring bill.

If some or all of your anticipated financial aid is not reflected on your bill, please contact Student Financial Services – Financial Aid to confirm that all documents and application requirements have been completed.

Spring Readmitted Students

If you were readmitted for the spring semester and have not yet received your financial aid package, please follow up directly with Student Financial Services – Financial Aid to ensure that your financial aid application is complete, and all required documentation has been submitted.

If your student loan is not reflected on your invoice, please review the loan information below.

Spring Transfer Students

Spring transfer students are not eligible for Barnard institutional financial aid. However, they may be eligible for federal student loans, private loans, and certain federal or outside grant programs.

If you plan to borrow federal student loans, please note that transfer students must complete a new Master Promissory Note (MPN) and Entrance Counseling for Barnard College, even if these requirements were completed at a previous institution.

If your loan is not reflected on your bill, please review the information below.

If Your Loan Is Not Reflected on Your Bill

If you accepted your Federal Direct Stafford Loan and completed all required application steps, the loan credit will appear on your student account (minus any applicable federal loan fees).

If your loan credit is not showing on your bill:

• Log in to your Financial Aid Portal and confirm that you have accepted your loan.
• Review your account for any outstanding requirements or missing documents.
• Submit any required documentation as soon as possible so that Student Financial Services – Financial Aid can process your loan application.

Federal Loan Requirements

Federal loan funds cannot be disbursed to your student account until all required loan documents have been completed.

First-time federal loan borrowers must complete:

• A Master Promissory Note (MPN)
• Entrance Counseling

Transfer students borrowing federal loans at Barnard must also complete:

• A new Master Promissory Note (MPN) for Barnard College
• Entrance Counseling for Barnard College

Federal Direct PLUS Loans

Parents interested in borrowing a Federal Direct PLUS Loan should follow the instructions provided in the Apply for a Loan section of the financial aid website and complete the required application process.

Questions?

If you have questions about your financial aid award, loan eligibility, or outstanding requirements, please contact Student Financial Services – Financial Aid at finaid@barnard.edu

Housing

Students who have received a room assignment or a housing guarantee for the Spring 2027 semester will see the applicable housing charge reflected on their student account bill.

Students who have applied for housing without a housing guarantee—including those currently living off campus, those returning from a leave of absence, and new transfer students—will be billed for housing after they receive an assignment. Housing charges are typically added to student accounts by late December once assignments have been confirmed.

Students who have been billed for housing but no longer wish to live on campus must submit a Housing Cancellation Form. Depending on the cancellation date and the student's housing status, cancellation fees may apply.

Meal Plans

All residential students and full-time non-residential students are required to enroll in a Barnard meal plan.

Students are assigned to the default meal plan based on their housing and class status each semester, and the corresponding charge will appear on their student account.

Students may change their Spring 2027 meal plan by submitting the Meal Plan Change Form.

Deadline to change your Spring meal plan:
January 11, 2027

No meal plan changes will be permitted after the deadline.

For information about available meal plans, pricing, and meal plan requirements by residential status, please review the Clarifying Statement Regarding Barnard Meal Plans for 2026–2027.

Important: Housing and meal plan charges may change if your housing assignment, residential status, or meal plan selection is updated. Students are encouraged to review their student account regularly to ensure all charges are accurate.

For the Spring 2027 academic year, Barnard offers two five-month payment plan options. Students must enroll separately for each semester (fall and spring).

• Domestic Payment Plan: Administered by Nelnet
• International Payment Plans: Administered by Flywire and Convera
  • You may enroll in the Convera International Plan through Nelnet
  • To enroll in the Flywire Payment Plan, visit: barnard.myflywire.com

A $50 enrollment fee is charged each semester for all payment plans.

Important Information About Payment Plans

Payment plans do not automatically adjust when charges are added to or removed from your student account. If your tuition, housing, meal plan, lab fees, or other charges change after enrollment, your monthly installments will remain the same unless you update your plan.

How to Adjust Your Nelnet Payment Plan Online

You may adjust your payment plan by:

1. Logging in to your Nelnet account
2. Going to the Home Page
3. Locating your active Payment Plan
4. Selecting Actions next to the plan
5. Choosing Adjust Balance and following the prompts

You may also contact Nelnet at (888) 251-3597 for assistance.

For international plans, please contact Flywire Support to adjust your payment schedule.

Important: If your Barnard account shows a remaining balance after the payment plan credit is applied, your payment plan does not cover all charges, and you are responsible for paying the remaining balance.

Spring 2027 Payment Plan Options

The Spring 2027 payment plan becomes available on November 1, 2026. For those enrolling in a payment plan from November 1 through November 20, 2026, you are only required to submit the enrollment fee. The first installment of the plan will be due on December 1. Payment plans set up after November 20 will require you to remit the enrollment fee and first payment.

All monthly installments are due on the 1st of each month.

Remaining Balance Due

To avoid Barnard’s late payment fee, please submit payment for any remaining balance due or adjust your plan on your Nelnet account by the published deadline for the spring term.

If you are enrolled in a payment plan but do not see the expected payment plan credit reflected on your Nelnet account, please contact Nelnet at (888) 251-3597.

Making Payments Outside of Your Payment Plan

Payments that are not intended for your payment plan should be sent directly to:

Student Financial Services – Bursar
Barnard College
3009 Broadway, Room 007
New York, NY 10027-6598

Note: Enrollment in a payment plan does not guarantee that your entire balance is covered. Please review your Nelnet account regularly to ensure all charges are included and paid by the applicable due dates. Adjustments to your payment plan are the student’s responsibility and are not made automatically.

Barnard College requires all students to maintain health insurance coverage. Students who are covered under a comparable health insurance plan may be eligible to waive enrollment in the Barnard Student Health Insurance Plan.

For first-term students, the Health Insurance Waiver (Opt-Out) period begins on November 11, 2026, and ends on January 10, 2027.

Important Deadlines

• Waiver Opens: November 11, 2026
• Waiver Deadline: January 10, 2027
• Recommended Completion Date: December 5, 2026

Although the official waiver deadline is January 10, students are strongly encouraged to complete the waiver process by December 5, 2026, so the insurance charge can be removed before billing deadlines and to help avoid potential late payment fees.

Please review the Health Insurance Waiver FAQs before submitting your request.

Returning Students

Students who successfully completed the waiver during the fall term do not need to submit another waiver for the spring semester.

Students who did not complete a health insurance waiver during the fall term are generally enrolled in the Barnard Student Health Insurance Plan for the entire academic year and do not need to take any additional action for the spring semester.

However, if extenuating circumstances arise and you wish to opt out of the Barnard Student Health Insurance Plan after the fall waiver period, please contact Elliot Wasserman, Primary Care Manager, at ewasserman@barnard.edu to discuss your situation and determine whether an exception may be available.

1. To ensure your tuition exemption is processed correctly and applied in time, please review the instructions below.

   Barnard College Employees

   Barnard employees eligible for tuition exemption should complete the Application for the Dependent Tuition Reimbursement Program at least 10 days before the payment deadline. This allows sufficient time for the Benefits Office to process the request and for the Bursar’s Office to apply the credit to the student account.

   Columbia University Employees

   Columbia University employees must submit their Tuition Exemption Form to the Barnard Bursar’s Office by December 4, 2026, for the Spring 2027 semester.

   Tuition exemption authorization for Columbia University employees may be available through Columbia HR:

   Columbia HR Benefits Enrollment System

   Navigate to Benefits → CU Benefits Enrollment System, then log in to review eligibility and submit authorization.

   Important Notes

2. Tuition exemption applies to tuition only
3. Fees, housing, and meal plans are not covered
4. Submitting forms early helps prevent delays in billing adjustments and registration issues.

New York State (NYS) Financial Aid – TAP and Scholarship for Excellence

If a student is a New York State resident, enrolled in at least 12 credits this semester, and has applied for either the NYS Tuition Assistance Program (TAP) or the NYS Scholarship for Academic Excellence, the award is typically already included in the student’s total grant amount reflected on the invoice.

If a total grant is not shown or does not reflect the expected NYS award, please submit documentation of your NYS award to Student Financial Services – Bursar so the award can be reviewed and properly applied.

Missing or Delayed NYS Disbursement

If the Fall disbursement has not been received or posted, there may be an issue with the New York State Higher Education Services Corporation (HESC) processing or eligibility certification.

In these cases, students are encouraged to contact HESC directly to review and resolve any issues related to their TAP or NYS scholarship disbursement.

If you have already notified Student Financial Services – Financial Aid of any outside scholarships or awards you expect to receive, those funds are already included—or will be included—in the total grant amount shown on your invoice.

If you have not yet reported an outside award, do not deduct the amount from your balance due until you have spoken with Student Financial Services – Financial Aid at (212) 854-2154 and received instructions.

To ensure timely processing, please email a copy of your award documentation to:

• Student Financial Services – Financial Aid: finaid@barnard.edu

Once your documentation has been reviewed, the appropriate adjustments will be made to your student account, if applicable.

Delayed Outside Award Disbursements

If your Fall outside award disbursement has not yet been applied to your student account, students are encouraged to follow up directly with the awarding organization to confirm the payment status.

This helps prevent delays that could result in a balance due on your student account.

If a third party—such as a parent’s employer, an embassy, a government agency, or a scholarship organization—will pay all or part of your bill and requires an individual invoice, please submit the official billing authorization to the Student Financial Services – Bursar on or before the payment due date.

The authorization should include:

• Name of the sponsoring organization
• Amount or percentage to be covered
• Any special billing instructions required by the third party

Once the authorization has been received and reviewed, Student Financial Services – Bursar will issue an invoice directly to the sponsor.

If the authorization covers the full academic year, please also notify Student Financial Services – Bursar so that the Spring bill can be sent to the sponsoring organization as well.

Third-Party Payments

Third-party payments, including payments from 529 savings plans and employer tuition benefits, may be mailed to:

Barnard College
Student Financial Services – Bursar
3009 Broadway
New York, NY 10027

Important Note

Students are ultimately responsible for any balance not covered by the third party. To avoid late fees, please ensure that billing authorizations are submitted and any remaining balance is arranged by the payment deadline. If payment from the sponsor is delayed or differs from the authorized amount, the student may be responsible for any outstanding balance.

Students enrolled in the Barnard/Jewish Theological Seminary (JTS) Dual Degree Program are billed separately by each institution and are responsible for paying each school directly.

Tuition Charges and Registration

Barnard tuition charges are based on the number of credits you are registered for. If you are currently billed at the full-time rate but expect to finalize your registration as a part-time student, you are still responsible for paying the full-time tuition amount by the payment due date.

Because registration changes may not be finalized until after billing deadlines, we strongly recommend enrolling in a payment plan. If you choose to pay your bill in full and later reduce your course load, any resulting credit balance will be refunded after your registration is finalized and your account is adjusted.

Applying a JTS Refund to Your Barnard Bill

If you are expecting a refund from JTS and would like those funds applied toward your Barnard charges, please submit a copy of your JTS invoice showing the anticipated refund to Student Financial Services – Bursar. We will extend temporary credit to your Barnard account based on the expected refund.

Forwarding a Barnard Credit Balance to JTS

If you have a credit balance on your Barnard account and would like the funds sent to JTS, please complete a Student Refund Request Form and indicate that the refund should be forwarded to JTS.

If you anticipate changes to your enrollment or expect a refund from either institution, monitor both accounts closely and contact the appropriate Bursar’s Office as early as possible to avoid late fees or payment delays.

JTS Bursar Contact Information

For questions regarding your JTS account, please contact the JTS Bursar's Office:

• Phone: (212) 678-8829
• Email: bursar@jtsa.edu

If you plan to graduate mid-year, please submit your Graduation Application by December 1, 2026, at:
https://portal.barnard.edu/

Students who live in campus housing and have not already submitted a Housing Cancellation Form should do so by December 1, 2026.

Once your application to graduate has been reviewed and approved, and your mid-year graduation has been confirmed by the Registrar’s Office, any applicable Spring charges will be reversed from your student account.

Spring study abroad students may initially see Barnard College Comprehensive Fees, Meal Plan, and/or Housing charges on their invoices until their study abroad status is fully updated. These adjustments are expected to be reflected during the third week of November.

Students participating in study abroad who currently live in campus housing should submit the Housing Cancellation Form by December 1, 2026.

Refunds

Students who are due a refund as a result of study abroad status adjustments, and whose funds are intended to help cover expenses charged by the study abroad institution, will receive their refund by mid-January, once all account updates and verifications have been completed.